Why Financing Is A Good Option For Auto Repair

When money is tight, people tend to delay factory-recommended automotive service and repair for their vehicles. It’s only natural to prioritize food and shelter over auto repair, right? However, if you want to keep making positive cash flow -- especially during times of economic recession -- you need your car to transport you and your family to work and to school. That’s why taking care of your vehicle should be a priority for you, even when your weekly budget is stretched.

We completely understand that feeling you get when you hear the bad news:  “You need to replace the XYZ on your car.”, alternatively, “You need new tires.” When you’re already stretched thin, you ask yourself, “How am I going to afford it?” That is why TOS Auto Repair in Sacramento offers up to 12-month interest-free financing. The goal is to get you back out on the road in a safe vehicle so you can get on with your day and get back to work.

Of course, you need to apply for the 12-month interest-free financing, and it is best if you pay it in full within the specified period. However, applying is easy with Synchrony Car Care.

Synchrony Car Care is the financing provider we use because they are the highest recommended vendor serving the auto repair industry. Here are some things to note about Synchrony Car Care:


  • There is no annual fee.

  • You may gain free access to your FICO score.

  • They offer $0 fraud liability.

  • You can request a credit limit increase.

  • They offer round-the-clock online access to your account.

  • You can set up custom alerts if desired.

To apply for 12-month financing through our shop, ask the TOS Auto Repair team for an application, and we’ll have you fill it out while you’re here. Then, we’ll submit the paperwork so you can focus on a worry-free auto repair experience. Financing for auto repair is one of the many things we do here at TOS Auto Repair in Sacramento to show our customers just how much we care about them and their safety.

Schedule an appointment today if your vehicle needs some tender loving care. TOS Auto Repair is located at 5916 Auburn Blvd., Citrus Heights, CA 95621. Our hours are Monday through Friday, 7:30 AM through 5:30 PM.


TOS Auto Repair is committed to ensuring effective communication and digital accessibility to all users. We are continually improving the user experience for everyone, and apply the relevant accessibility standards to achieve these goals. We welcome your feedback. Please call TOS Auto Repair (916) 348-1696 if you have any issues in accessing any area of our website.